Being involved in a car accident is always stressful, especially when the other driver is uninsured. Even minor collisions can lead to costly repairs, and paying out of pocket is the last thing anyone wants.
While taking a personal injury or wrongful death case to court can be time-consuming and expensive, suing an uninsured driver may be the best option for securing the compensation you deserve.
Consulting with experienced wrongful death lawyers (Los Angeles) can help you assess whether pursuing legal action is worthwhile. In the meantime, this guide offers essential information on handling accidents involving uninsured drivers.
What To Do at the Accident Scene
Even if the other driver is not insured, there are crucial steps you should take to protect yourself and gather the necessary information.
First, collect the driver’s contact details, including their name, phone number, license plate number, home address, and driver’s license information. It is also helpful to take note of their appearance and the make, model, and color of their car.
Call the police to file an official accident report. This documentation can be invaluable if you decide to pursue legal action later. You will also want to take photos and videos of the accident scene, including vehicle damage, cross streets, and any other relevant details. These visual records will strengthen your case.
If there are any witnesses, ask for their contact information and a brief statement about what they saw. Even if you feel fine, visit a doctor as soon as possible to check for any injuries, visible or not. Medical records will not only protect your health but also support your claim for damages.
Finally, notify your insurance company right away to learn how they handle claims involving uninsured drivers and to initiate the claims process. But be sure to talk to a wrongful death attorney in Los Angeles first!
Reasons To Sue Uninsured Drivers
If the damages from the accident are substantial, a lawsuit might be your best opportunity to recover the full amount. This is particularly true if the uninsured driver has assets that can be seized to satisfy a judgment.
Additionally, filing a lawsuit sends a message that reckless behavior, such as driving without insurance, has serious consequences. Holding the at-fault driver accountable can help bring closure and a sense of justice.
In some cases, punitive damages may be awarded, especially if the driver acted recklessly or illegally, providing further incentive to pursue legal action.
Reasons Not To Sue Uninsured Drivers
Suing an uninsured driver can often be an uphill battle, as many of these drivers are unable to pay for the damages they have caused. Even if you win your case, you may still struggle to collect the compensation you are entitled to.
Filing an uninsured motorist claim with your own insurance company is usually a more reliable and efficient way to recover your losses. These claims are often more successful and less complicated than pursuing a lawsuit.
Lastly, filing a case against an uninsured driver can be time-consuming, costly, and stressful. Even after investing significant time and resources, the lawsuit outcome may not justify the effort.
Schedule a Free Consultation With the Best Personal Injury Attorney in Los Angeles
The best way to determine if it is worth it to sue an uninsured driver is to consult with experienced Los Angeles wrongful death attorneys. Our Los Angeles wrongful death law firm will work with you directly to identify the best compensation for victims of car accidents.
John J. Perlstein has over 25 years of experience securing fair and just outcomes in Los Angeles personal injury cases and wrongful death cases. He will ensure accurate compensation for victims or surviving family members, and clearance for those wrongly accused. Call (213) 583-5786 or fill out the form for a free consultation with a Los Angeles injury attorney.